Frequently Asked Questions

Get answers to some of the commonly asked questions that we hear regarding Tapcheck, member benefits, and other topics. You can always contact us if you have any further questions.

How fast can I get my money?

Quickly! How does instantly sound? Or, for a lower transaction fee, you can get it the next day.

How much can I take out?

The amount you request is based on the money you’ve earned.

Do I have to repay this?

Well, it’s not a loan. So there’s nothing to repay. Your advance is merely deducted from the paycheck you’d receive next.

Are all my payroll taxes and deductions taken care of?

Yes, they are. Your taxes and deductions are still managed by your employer. The available balance you see on Tapcheck is withdrawn from your net earnings.

How do I get my money?

Funds are automatically deposited into your account or onto a Tapcheck PayDebit cCard, which can be used at millions of ATMs and various locations around the world.

Is my employer signed up?

To check, create an account and search for your employer.

What does it cost?

There is a small one-time fee per transaction whether it’s instant or next-day. That’s all.

How are my funds distributed?

Tapcheck verifies your hours in your employer’s payroll system and transfers your requested earnings directly to your bank account or Tapcheck Paycard.

Will this affect my credit?

No. Since this isn’t a loan, your credit won’t be checked.

Do I need to get approved?

If your employer has already signed up with Tapcheck, then all we need to do is verify your employment with your employer through their payroll system. Once we match this up, you’re in the system. No applications. No credit checks.

Is this a loan?

This is not a loan. It’s early access to the funds you’ve already earned through working your normal shift or hours.