Take care of your people
with same day pay

Tapcheck provides employees earned wage access when they need it, from wherever they are. Zero cost for employers, priceless for employees.

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A simple approach to flexible pay

Easy integration

Employers connect their payroll and timekeeping system to Tapcheck via our no-code integration. Hours worked by employees get pushed to Tapcheck instantly.

Accurate earnings

Up to 70% of employee net earnings (minus taxes and deductions) become available for transfer right after a shift in the Tapcheck app.

Quick access

Employees can have their wages directly deposited to their bank account, or loaded onto their free Tapcheck Mastercard®.

Paycheck transparency

All transfers are logged and sent to payroll systems. Paychecks stay clear—employers stay in control of payroll.

Stay in total control of your payroll

$0 Employer Cost

Tapcheck is 100% free for employers to offer and employees pay only a single, ATM-like fee for transfers.

Seamless Integration

Our no-code integration syncs directly to all major payroll systems for a hands-off setup and stress-free management of your earned wage access benefit.

Fast and Easy for Everyone

Wages made available are based on (automatically calculated) net pay to avoid mistakes that affect both employers and employees.

Total Transparency

Employees can view transfer history in their dashboard or on their pay stubs—no employer legwork required.

Play an active role in your team’s success

Earned wage access provides financial flexibility to the employees who need it most. 70% of employees say it eases their financial stress, and 89% say they feel more loyal to their employer for offering earned wage access.

  • 87% of employers chose Tapcheck because they needed better benefits to improve retention
  • 51% of employers say Tapcheck helped fill open jobs faster
  • 67% of employees say Tapcheck helped them avoid high interest debt
All the Benefits

Instant employee payments, simplified with Tapcheck Disbursements

Tapcheck Disbursements give employers a simple, cost-effective way to send money to employees. No delays, no complications, just seamless disbursements.

  • Send payments outside the standard payroll cycle for final paychecks, spot bonuses, or tips
  • Eliminate outdated methods like paper checks, manual transfers, or cash
  • Stay compliant with this flexible, employee-friendly benefit

Be the company everyone wants to work for

Employer Testimonial

Tapcheck really assured me that they were going to be there when we needed it

Tapcheck really assured me that they were going to be there when we needed it. We've had nightmare situations before, but Tapcheck was right there with us.

Tapcheck really assured me that they were going to be there when we needed it. We've had nightmare situations before, but Tapcheck was right there with us.

Alexia Lucero-Kendall

Payroll Supervisor, Sweetwater Care

Employer Testimonial

Tapcheck is one of the easiest, most user-friendly platforms in payroll processing

Tapcheck is one of the easiest, most user-friendly platforms in payroll processing that I use in my expertise of work.

Tapcheck is one of the easiest, most user-friendly platforms in payroll processing that I use in my expertise of work.

Becki Carpenter

Payroll Director, TJ Wolf, a McDonald’s Franchise

Employer Testimonial

Tapcheck has helped us with retention

Tapcheck has helped us with retention. Our employees are calling out of work less because they can get the funds they need before payday to take care of whatever it is they need.

Tapcheck has helped us with retention. Our employees are calling out of work less because they can get the funds they need before payday to take care of whatever it is they need.

Cathy Remedies

Director of Operations Services, R2 Restaurants, a Taco Bell Franchise

Employer Testimonial

As a department of one

As a department of one, if there's a heavy lift, it doesn't make it a lot of sense. I'm the one handling onboarding, offboarding, performance; so it needs to be easy. There's no heavy lift with Tapcheck

As a department of one, if there's a heavy lift, it doesn't make it a lot of sense. I'm the one handling onboarding, offboarding, performance; so it needs to be easy. There's no heavy lift with Tapcheck

Shara Kreisl

Director of Human Resources and Payroll, Planet Fitness

Employer Testimonial

The connection between financial wellness and their overall wellbeing, sometimes it's as vital as

The connection between financial wellness and their overall wellbeing, sometimes it's as vital as: 'I don't have $50 to go to the urgent care, so I'm just going to let this infection get worse'. It would be detrimental for a lot of our communities if we didn't have this kind of benefit

The connection between financial wellness and their overall wellbeing, sometimes it's as vital as: 'I don't have $50 to go to the urgent care, so I'm just going to let this infection get worse'. It would be detrimental for a lot of our communities if we didn't have this kind of benefit

Amanda Wickert

VP of Engagement, Navion Senior Solutions

Employer Testimonial

You're either going to pay for something with your time or your money

You're either going to pay for something with your time or your money. Tapcheck is one of the very few companies that didn't cost me either.

You're either going to pay for something with your time or your money. Tapcheck is one of the very few companies that didn't cost me either.

Eli Collier

Franchise Owner, HomeWell Care Services

Employer Testimonial

Just go for it. It doesn't cost you anything

Just go for it. It doesn't cost you anything, and it makes a huge difference for employees living paycheck to paycheck. It's a great asset for any facility.

Just go for it. It doesn't cost you anything, and it makes a huge difference for employees living paycheck to paycheck. It's a great asset for any facility.

Aaron Shapiro

Payroll Director, Vertex Consulting Group

Employer Testimonial

Tapcheck has been the easiest implementation I've ever done

Tapcheck has been the easiest implementation I've ever done, and I've done quite a few of them. Honestly, it feels like I did next to nothing

Tapcheck has been the easiest implementation I've ever done, and I've done quite a few of them. Honestly, it feels like I did next to nothing

Holly Lasitis

Accounting & HR Management, M&J Management, a McDonald’s Franchise

Employer Testimonial

This benefit is hands-off, it helps the employee

This benefit is hands-off, it helps the employee, it's fully integrated, and it doesn't cost the company. It's a no-brainer.

This benefit is hands-off, it helps the employee, it's fully integrated, and it doesn't cost the company. It's a no-brainer.

Alan Barrington

Head of HR, Stonebriar Auto Services, a Jiffy Lube Franchise

Employer Testimonial

Nearly 100% increase in employee tenure

This benefit is hands-off, it helps the employee, it's fully integrated, and it doesn't cost the company. It's a no-brainer.

This benefit is hands-off, it helps the employee, it's fully integrated, and it doesn't cost the company. It's a no-brainer.

Alan Barrington

Head of HR, Stonebriar Auto Services, a Jiffy Lube Franchise

Employer Testimonial

Nearly 100% increase in employee tenure

This benefit is hands-off, it helps the employee, it's fully integrated, and it doesn't cost the company. It's a no-brainer.

This benefit is hands-off, it helps the employee, it's fully integrated, and it doesn't cost the company. It's a no-brainer.

Alan Barrington

Head of HR at Stonebriar Auto Services

Employer Testimonial

Getting financially fit with Tapcheck

As a department of one, if there's a heavy lift, it doesn't make sense for our organization. There's no heavy lift with Tapcheck.

As a department of one, if there's a heavy lift, it doesn't make sense for our organization. There's no heavy lift with Tapcheck.

Shara Kriesl

Director of HR and Payroll, Gym Management Services

Employer Testimonial

Easiest implementation, ever.

It has been the easiest implementation I've ever done, and I've done quite a few of them. Honestly, it felt like I did next to nothing.

It has been the easiest implementation I've ever done, and I've done quite a few of them. Honestly, it felt like I did next to nothing.

Holly Lasitis

Accounting & HR Manager, M&J Management

Employer Testimonial

"The platform was antiquated and a waste of our resources...

Payactiv was void of relevant financial content and generally not user-friendly. In over two years with Payactiv, our staff had transferred just under $800k. In the nine months since moving to Tapcheck our staff has accessed over $4MM and the feedback has been exceedingly positive.

Payactiv was void of relevant financial content and generally not user-friendly. In over two years with Payactiv, our staff had transferred just under $800k. In the nine months since moving to Tapcheck our staff has accessed over $4MM and the feedback has been exceedingly positive.

Soly A.

VP of People

Employer Testimonial

Huge Burden Lifted!

Integration is a breeze and there is very little for me to do on my end, but whenever I do have a question, the Tapcheck team is responsive and friendly.

Integration is a breeze and there is very little for me to do on my end, but whenever I do have a question, the Tapcheck team is responsive and friendly.

Renate S.

General Manager

Employer Testimonial

We switched over to Tapcheck and it exceeded our expectations...

With Payactiv, we were fielding several calls from our caregiving staff having issues accessing their money. From a management perspective, this was clogging our operations and frustrating because we couldn't efficiently connect them with Payactiv to resolve their issues

With Payactiv, we were fielding several calls from our caregiving staff having issues accessing their money. From a management perspective, this was clogging our operations and frustrating because we couldn't efficiently connect them with Payactiv to resolve their issues

Matthew O.

Community Liaison

Employer Testimonial

Best perk free to employers

Using Tapcheck is easy and just awesome — a life saver. Highly recommended to anyone who wants to get the paycheck early.

Using Tapcheck is easy and just awesome — a life saver. Highly recommended to anyone who wants to get the paycheck early.

Yuri B.

Employer Testimonial

It's a manual process of re-sending them emails every day...

Payactiv wasn't able to verify employee data regularly, even though we sent them a daily file. They were requiring us to send another daily email with every employee change. Errors were made on employee accounts, they didn't process our time files efficiently, and our employees became frustrated with the system.

Payactiv wasn't able to verify employee data regularly, even though we sent them a daily file. They were requiring us to send another daily email with every employee change. Errors were made on employee accounts, they didn't process our time files efficiently, and our employees became frustrated with the system.

Monica C.

Director of Accounting

Employer Testimonial

Easy to use service with friendly customer service

Excellent product with outstanding service. The team at Tapcheck made the process so simple. Integration was seamless and virtually hands-off for me.

Excellent product with outstanding service. The team at Tapcheck made the process so simple. Integration was seamless and virtually hands-off for me.

Jarrod P.

Owner

Employer Testimonial

Tapcheck is AWESOME

Great way to get your paycheck when you need it! Especially if you get paid every other week & bills come due before payday. Low fees, fast, reliable service.

Great way to get your paycheck when you need it! Especially if you get paid every other week & bills come due before payday. Low fees, fast, reliable service.

Sherri K.

Employer Testimonial

Tapcheck works and helps our workers

Tapcheck attracts applicants to us! This featured benefit also attracts applicants to choose our agency over others. We are happy to have this partnership!

Tapcheck attracts applicants to us! This featured benefit also attracts applicants to choose our agency over others. We are happy to have this partnership!

Kathy D.

HR Manager

Employer Testimonial

Supportive and helpful

I love every experience with Tapcheck, it's easy to use and understand. I can get money from my check in a pinch, and I save money in late fees by not having to wait till payday to pay a bill.

I love every experience with Tapcheck, it's easy to use and understand. I can get money from my check in a pinch, and I save money in late fees by not having to wait till payday to pay a bill.

Stacy

Employer Testimonial

Excellent product with outstanding service.

Tapcheck is a huge retention booster! Employees love using this to advance money for gas, groceries, etc. It has improved show up rates for shifts.

Tapcheck is a huge retention booster! Employees love using this to advance money for gas, groceries, etc. It has improved show up rates for shifts.

Tracie D.

Owner

Employer Testimonial

Great resource

What a great service. If you get paid every two weeks, but something comes up you have an unexpected bill. It's nice to know that Tapcheck is there for you.

What a great service. If you get paid every two weeks, but something comes up you have an unexpected bill. It's nice to know that Tapcheck is there for you.

Darcel R.

Modern employees deserve modern pay

And our founders knew it. It’s the driving mission they’ve maintained as Tapcheck has grown to bring earned wage access to thousands of workers every day.

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Sign up for a demo of Tapcheck to learn how it can revolutionize payday for your team.

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