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Seasonal hiring 2026: what the data says, and what to do before January

Seasonal hiring 2026: what the data says, and what to do before January

Business
Human Resources
Benefits

October 30, 2026

October 30, 2026

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Seasonal hiring in 2026 is split by industry, and applicants are out-searching openings. That gives employers more choice. But 87% of hiring managers see seasonal roles as a pipeline to full-time hires, so the real work is keeping the right people once the rush ends.

Seasonal hiring in 2026 depends on where you look. Retail is forecast to add fewer holiday workers than last year, while overall seasonal job postings are up and job seekers are searching for seasonal work at a much faster clip than employers are posting it.

That mix gives employers more applicants to choose from this season. But the data also shows something more compelling: employers aren't just looking to fill a holiday gap. They're auditioning future full-time employees. Could employers who invest in those new hires now, rather than in January, be the ones who keep them?

Let's examine some of the seasonal hiring trends that are emerging for the holiday period this year.

Is seasonal hiring up or down in 2026?

Yes.

Real answer: it depends on the industry.

One thing that seems clear at this point is that retail is pulling back. Challenger, Gray & Christmas forecasts that U.S. retailers will add about 450,000 seasonal jobs in Q4 2026, down 2.5% from 461,500 last year. That follows a 2025 season that was already the smallest seasonal retail gain since 2008. Many retailers are leaning on existing staff and on-demand labor pools instead of announcing big seasonal waves.

But outside of retail, the picture looks stronger:

  • Seasonal postings are up. Indeed Hiring Lab data shows seasonal job postings running about 10% above 2025 and about 7% above 2019 (HR Dive).
  • Service businesses are hiring more. 45% of service-industry hiring managers expect to hire more seasonal workers than last year, compared to 38% of hiring managers overall (Express Employment Professionals and The Harris Poll).
  • Warehouse work is growing. Warehouse roles now make up about 9% of seasonal postings, up from 3.5% in 2019. Retail's share has slipped to 61%, down from about two-thirds.
−2.5%
projected drop in seasonal retail hiring vs. 2025
+10%
rise in seasonal job postings year over year
+28%
rise in searches for seasonal work year over year
Sources: Challenger, Gray & Christmas; Indeed Hiring Lab

The takeaway for HR teams: your season depends on your industry. A retailer and a fulfillment center may be living in two different labor markets this quarter.

Do employers have the upper hand this season?

On volume, yes. Desktop searches for seasonal jobs are up 28% year over year, according to Indeed. More people want seasonal work than last year, and in retail especially, there are fewer openings to go around. Most employers should expect bigger applicant pools.

But a bigger pool doesn't necessarily translate to an easier hire. Indeed economist Cory Stahle points out that employers still have to compete for the best candidates, and that pay transparency, scheduling, and a visible path to advancement are what set offers apart. He suggests that employers looking to fill seasonal roles should start early.

In other words, it's looking easier to fill a seasonal slot this year. But it might not be any easier to land the person you'd hope to keep in the new year.

Why should employers think of seasonal jobs like tryouts?

Increasingly, that's what they are.

According to the Express Employment Professionals and Harris Poll survey, 87% of hiring managers see seasonal roles as a great way to identify future full-time hires. And 44% of companies that hire seasonally say finding employees they can bring on full-time is one of their reasons for doing it in the first place.

Large employers are already acting on this. Indeed found that by the end of September 2025, 34% of large-employer job postings were explicitly labeled seasonal. In 2026, that number dropped to about 20%, while part-time postings rose from 38% to 49%. Those part-time roles are presumably year-round, which suggests some employers expect demand to hold well into 2027.

If full-time or year-round hires are part of the equation for 2027, it makes sense for businesses to look at this seasonal period as a trial of sorts. Resources invested in a new hire in November don't automatically need to be lost by the first of January. It just comes down to the right fit, and this quarter can be a helpful way for businesses to come to that decision.

What do seasonal workers actually want?

Mostly, a paycheck that shows up when they need it. Seasonal work spikes during times of higher demand, and many of those workers are also consumers hoping to stack extra cash before the holidays. But it's also an opportunity for workers to drive skills growth or break into a new industry.

Among job seekers who have worked a seasonal job, 72% say they did it for financial reasons (Express Employment Professionals and The Harris Poll). That includes:

  • 43% who wanted more money for daily expenses
  • 43% who wanted to add to their savings
  • 25% who wanted help buying gifts

More than half (54%) also cite professional development, like building experience or learning new skills. Like the businesses that employ them, seasonal workers are looking ahead at their next year and beyond.

But even if both parties would like to keep their eyes to the future, reality is focused on the here and now. Many seasonal workers take the job to cover expenses in the immediate term, this the most expensive stretch of the year for many people. For someone who's considering the job because rent, groceries, and gifts are due this month, a two-week (or longer) wait for payday can be the difference between choosing you and taking the next offer.

How can employers keep the seasonal hires they want?

Hire like it's a full-time role

If 87% of hiring managers see seasonal work as a pipeline, screen like it. Look for reliability, coachability, and interest in staying, not just availability through the end of December. Tell candidates up front that seasonal roles can lead to permanent ones. It's one of the clearest ways to stand out to the applicants with the most options.

Invest in seasonal hires from week one

Seasonal workers often get the shortest onboarding and the fewest benefits. That makes sense if they're here for six weeks but becomes a problem if you want them to stay. Give them the same introduction to your culture, managers, and benefits you'd give a full-time hire. The ones who feel like part of the team are the ones who opt-in when full or part-time roles open in January. For more ways to keep good people, see our guide to five simple tools to improve employee retention.

Give them access to the wages they've already earned

Seasonal workers tell us what they need: money for daily expenses, on time. Earned wage access, also called on-demand pay, lets employees access a portion of the wages they've already worked for before payday, instead of waiting out a full pay cycle.

For seasonal hires, that matters most in the first few weeks, when the gap between starting work and getting paid hits hardest. It's also a benefit candidates can see in a job posting, which helps when you're competing for the best applicants in a crowded pool.

And it can be an easy add for HR. Tapcheck is offered at zero cost to employers and works with your existing payroll, so your payroll team keeps full control with no change to your pay cycle. Employees transfer their earned wages through the app, and your payroll runs as usual. Employers report an average 31% drop in turnover after adopting Tapcheck.

70%
of employees who use Tapcheck say it eases their financial stress

Make the path to full-time visible

Don't make your best seasonal workers guess. Tell them early which roles are opening up after the holidays, what you're looking for, and how to raise their hand. A clear path keeps strong performers from job hunting in December.

What does this mean for your seasonal hiring plan?

The 2026 data tells a clear story. Seasonal hiring is uneven, applicants have fewer options in some industries, and employers have more choice than they did a few years ago. But the employers who win this season won't be the ones who hire the most people. They'll be the ones who hire the right people and give them reasons to stay.

That starts before the first shift ends. Hire for the long run, invest early, and make sure the people who showed up for a paycheck can actually get to it.

Read more
What is earned wage access? A guide for employers

Turn seasonal hires into long-term employees

See how earned wage access from Tapcheck helps you retain your best people at zero cost to your business.

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Select a competitor. Tap any row to see the details.

Category
Tapcheck
DailyPay

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tapcheckTapcheck is payroll native. Advances settle as a line-item payroll deduction with automatic reconciliation built into the payroll run. It's visible on the pay stub and in the employer's payroll register. The paycheck is never intercepted or routed through a third party.
DailyPay DailyPay operates a payroll intercept model: before any paycheck reaches an employee, DailyPay takes control of the full payroll disbursement. They hold the employee's earned wages, distribute the advance amount they've already issued, and release the remainder to the employee.

Zero IT required. We configure everything from your existing data feeds — you enable data sharing through your platform settings and that's it. Most partners launch this way, in days, with no engineering resources.

tapcheckTapcheck's real-time payroll integration allows us to calculate earned wages with precision, including tax withholdings and deductions, which is why we can confidently offer employees up to 70% of net pay.
DailyPay DailyPay can offer up to 70%, but because their system doesn't calculate withholdings with the same precision, they often configure employers at 50% to hedge against overpayment risk.

Zero IT required. We configure everything from your existing data feeds — you enable data sharing through your platform settings and that's it. Most partners launch this way, in days, with no engineering resources.

tapcheckTapcheck has no limit on transfers per day or per pay period, so employees access their earned wages as many times as needed.
DailyPay DailyPay limits employees to 5 transfers per day. For employees with multiple smaller financial needs across a week, this daily cap can limit how they use the benefit.

Zero IT required. We configure everything from your existing data feeds — you enable data sharing through your platform settings and that's it. Most partners launch this way, in days, with no engineering resources.

tapcheckTapcheck works with any bank account, debit card, or the Tapcheck Mastercard. No direct deposit requirement and no new account needed, including for unbanked workers.
DailyPay DailyPay requires employees to have direct deposit set up to enroll, per DailyPay's own FAQ. In hospitality and QSR, 15-25% of the workforce may not have direct deposit configured, creating a meaningful enrollment barrier for the employees EWA is designed to serve.

Zero IT required. We configure everything from your existing data feeds — you enable data sharing through your platform settings and that's it. Most partners launch this way, in days, with no engineering resources.

tapcheckTapcheck is an ADP Marketplace Platinum Partner with 300+ payroll and timekeeping integrations, including particular depth in mid-market and healthcare systems (Viventium, Infor, Dayforce (Ceridian), iSolved, and Paycor) where DailyPay's coverage is thin or unconfirmed.
DailyPay DailyPay claims 180+ HCM, payroll, and time management integrations, but depth is thinner in the mid-market systems where Tapcheck is strongest.
n
sources
  1. DailyPay — "How DailyPay Works" and FAQ (intercept model, direct deposit requirement). dailypay.com/faq‍
  2. DailyPay — Integration count (180+). dailypay.com/integrations
  3. DailyPay — Transfer limit (5 per day). DailyPay Manager's Guide
  4. Tapcheck — 300+ payroll integrations, ADP Marketplace Platinum Partner. tapcheck.com/marketplace
Category
Tapcheck
PayActiv

Zero IT required. We configure everything from your existing data feeds — you enable data sharing through your platform settings and that's it. Most partners launch this way, in days, with no engineering resources.

tapcheckTapcheck is payroll native. Advances settle as a line-item payroll deduction with automatic reconciliation built into the payroll run. It's visible on the pay stub and in the employer's payroll register. The paycheck is never intercepted or routed through a third party.
PayActivPayActiv also uses a payroll-deduction model. However, rather than using actual payroll withholdings data, PayActiv estimates net pay as 80-90% of gross depending on the employer configuration. This estimation approach introduces overpayment risk.

Zero IT required. We configure everything from your existing data feeds — you enable data sharing through your platform settings and that's it. Most partners launch this way, in days, with no engineering resources.

tapcheckTapcheck calculates access against net pay, the employee's actual take-home after taxes, up to 70% per pay period.
PayActivPayActiv estimates the accessible balance as 50% of estimated net pay, where net is approximated as 80-90% of gross rather than calculated from actual payroll data. Using their own example: an employee with $500 in gross earned wages would have an accessible balance of $225. Because the net figure is an estimate, the advance may not reflect actual take-home pay.

Zero IT required. We configure everything from your existing data feeds — you enable data sharing through your platform settings and that's it. Most partners launch this way, in days, with no engineering resources.

tapcheckTapcheck offers unlimited transfers within the pay period.
PayActivPayActiv caps total EWA transfers at $500 per pay period. A single unexpected car repair can easily exceed that ceiling, leaving employees unable to access any remaining earned wages for the rest of the pay period.

Zero IT required. We configure everything from your existing data feeds — you enable data sharing through your platform settings and that's it. Most partners launch this way, in days, with no engineering resources.

tapcheckTapcheck is an ADP Marketplace Platinum Partner with approximately 300 integrations, including particular depth in Infor, Viventium, iSolved, Dayforce/Ceridian, and vertical-specific healthcare, staffing, and senior living systems where PayActiv's coverage is limited.
PayActivPayActiv is an ADP Marketplace Platinum Partner and integrates with Paychex, Paycor, UKG, and SAP SuccessFactors. Strong across major enterprise payroll platforms. Mid-market and vertical-specific system depth is less documented.
n
sources
  1. PayActiv — Estimated net pay methodology (80–90% of gross). payactiv.com/trust-center/compliance-handbook
  2. PayActiv — Access calculation (50% of estimated net). payactiv.com/get-started
  3. PayActiv — Transfer cap ($500 per pay period). payactiv.com/blog
  4. Tapcheck — 300+ payroll integrations, ADP Marketplace Platinum Partner. tapcheck.com/marketplace
  5. PayActiv — Integrations (ADP Marketplace Platinum Partner). payactiv.com/partnerships
Category
Tapcheck
Rain

Zero IT required. We configure everything from your existing data feeds — you enable data sharing through your platform settings and that's it. Most partners launch this way, in days, with no engineering resources.

tapcheckTapcheck is payroll native. Advances settle as a line-item payroll deduction with automatic reconciliation built into the payroll run. It's visible on the pay stub and in the employer's payroll register. The paycheck is never intercepted or routed through a third party.
RainRain uses a payroll-deduction model and fronts funds from its balance sheet, repaid at the end of the pay period. Rain calculates access on gross pay, before taxes and withholdings, which creates overpayment exposure when hours or deductions change. Employers are responsible for reconciling differences manually.

Zero IT required. We configure everything from your existing data feeds — you enable data sharing through your platform settings and that's it. Most partners launch this way, in days, with no engineering resources.

tapcheckTapcheck calculates access against net pay, the employee's actual take-home after taxes, up to 70% per pay period.
RainRain calculates access against gross earned wages, before taxes and withholdings are applied. This creates real overpayment risk: when hours change, deductions vary, or an employee is terminated mid-period, the amount advanced can exceed what's actually owed on a net basis.

Zero IT required. We configure everything from your existing data feeds — you enable data sharing through your platform settings and that's it. Most partners launch this way, in days, with no engineering resources.

tapcheckTapcheck is an ADP Marketplace Platinum Partner with approximately 300 integrations, including Infor, Viventium, iSolved, Dayforce/Ceridian, and vertical-specific healthcare and staffing systems where Rain's depth is thinner in mid-market.
RainRain integrates with Workday (Built on Workday, July 2025), Paylocity, ADP, UKG, Paychex, Fourth, Deputy, and Harri. Strong major-enterprise coverage, but less comprehensive in mid-market and vertical-specific systems.
n
sources
  1. Rain — 50% of gross pay calculation. rainapp.com/ewa-provider-guide
  2. Tapcheck — 300+ payroll integrations, ADP Marketplace Platinum Partner. tapcheck.com/marketplace
  3. Rain — Payroll integrations. rainapp.com/integrations
Category
Tapcheck
ZayZoon

Zero IT required. We configure everything from your existing data feeds — you enable data sharing through your platform settings and that's it. Most partners launch this way, in days, with no engineering resources.

tapcheckTapcheck is payroll native. Advances settle as a line-item payroll deduction with automatic reconciliation built into the payroll run. It's visible on the pay stub and in the employer's payroll register. The paycheck is never intercepted or routed through a third party.
ZayZoon ZayZoon uses a payroll-deduction model, fronts funds from its balance sheet, and calculates access against net earned wages. However, access is capped at $1,000 per pay period regardless of what an employee has earned.

Zero IT required. We configure everything from your existing data feeds — you enable data sharing through your platform settings and that's it. Most partners launch this way, in days, with no engineering resources.

tapcheckTapcheck calculates access against net pay, the employee's actual take-home after taxes, up to 70% per pay period.
ZayZoon ZayZoon calculates access at 50% of net earned wages, but applies a hard cap of $1,000 per pay period. For most full-time employees, the dollar cap is hit before the 50% ceiling.

Zero IT required. We configure everything from your existing data feeds — you enable data sharing through your platform settings and that's it. Most partners launch this way, in days, with no engineering resources.

tapcheckTapcheck is an ADP Marketplace Platinum Partner with approximately 300 direct API integrations across major enterprise payroll and HCM systems including ADP, Workday, UKG, Infor, Viventium, iSolved, and Dayforce, plus vertical-specific systems in healthcare and staffing.
ZayZoon ZayZoon has 160+ integrations, primarily through SMB payroll bureaus, PEOs, and platforms like Swipeclock and Payentry. Effective for SMB distribution, but less relevant for enterprise buyers needing direct API connections with major HCM platforms.
n
sources
  1. ZayZoon — 50% of net pay, $1,000/period cap, integration count. zayzoon.com/go/paytime_payroll
  2. Tapcheck — 300+ payroll integrations, ADP Marketplace Platinum Partner. tapcheck.com/marketplace

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