Tapcheck vs. DailyPay

Directly compare Tapcheck and DailyPay. Selecting the right earned wage access platform can be overwhelming but we’ve made it easier. Here are some considerations when partnering with DailyPay:

  • Payroll Redirect Method
    Enrolled employees’ full wages must be redirected to a third-party DailyPay Account (DPA) before disbursement, on or off-cycle.
  • Stop Payments and ACH Reversals
    If wages are mistakenly sent to an employee, any attempt by the employer to reverse or stop a mistaken deposit will fail.
  • Comparing Paystubs
    Employees need to compare their paystub with the DailyPay app and contact their employer for any payroll discrepancies.
  • Potential Payout Delays
    Employees have reported unexpected delays in accessing their earned wages, sometimes days, due to the intercept method.

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Trusted by leading companies

Making it easy to be a great place to work

93% of employees say they felt better about their employer because they offered on-demand pay.

  • Reduce employee turnover and stress
  • Improve financial wellness across your workforce
  • Boost bottom-line business performance
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How Tapcheck works

1.

Connect Systems

Tapcheck connects with your existing payroll and timekeeping systems via our no-code integration.

2.

Calculate Earnings

As employees clock in and out, Tapcheck calculates their available balance, up to 70% of net earnings.

3.

Teams Access Their Pay

Employees see their available earnings in the Tapcheck app and can deposit them to their bank account or pay card.

4.

Run Payroll Like Normal

On payday, you run payroll as usual. Any transfers are reconciled and itemized on the employee's pay stub.

Built to benefit everyone

Why Employers Choose Tapcheck

  • Better workforce performance: 50% lower turnover, 76% less absenteeism, and 89% higher productivity with on-demand pay
  • Payroll flexibility: Send tips, bonuses, or final pay instantly with Tapcheck Disbursements
  • Zero cost: No fees, no hidden charges—Tapcheck is always free for employers
  • Competitive advantage: Get ahead by offering benefits employees and job seekers expect
  • Easy to launch: 300+ integrations, no changes to payroll systems or processes

Why Employees Love Tapcheck

  • Payday, anytime: Use earned wages anytime for gas, groceries, or bills, no more waiting for payday
  • Free financial tools: Access to personalized tips and tools to help employees save and budget smarter
  • Prizeout: Employees can get extra rewards when they transfer their balances to gift cards—$200 in cash can become $240 in gas
  • Easy to use: A simple app for instant transfers, clearly itemized on the paystub for full visibility
  • Lower stress: 70% of employees said on-demand pay lowered their financial stress
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Hear From Our Customers

Employer Testimonial

Tapcheck really assured me that they were going to be there when we needed it

Tapcheck really assured me that they were going to be there when we needed it. We've had nightmare situations before, but Tapcheck was right there with us.

Tapcheck really assured me that they were going to be there when we needed it. We've had nightmare situations before, but Tapcheck was right there with us.

Alexia Lucero-Kendall

Payroll Supervisor, Sweetwater Care

Employer Testimonial

Tapcheck is one of the easiest, most user-friendly platforms in payroll processing

Tapcheck is one of the easiest, most user-friendly platforms in payroll processing that I use in my expertise of work.

Tapcheck is one of the easiest, most user-friendly platforms in payroll processing that I use in my expertise of work.

Becki Carpenter

Payroll Director, TJ Wolf, a McDonald’s Franchise

Employer Testimonial

Tapcheck has helped us with retention

Tapcheck has helped us with retention. Our employees are calling out of work less because they can get the funds they need before payday to take care of whatever it is they need.

Tapcheck has helped us with retention. Our employees are calling out of work less because they can get the funds they need before payday to take care of whatever it is they need.

Cathy Remedies

Director of Operations Services, R2 Restaurants, a Taco Bell Franchise

Employer Testimonial

As a department of one

As a department of one, if there's a heavy lift, it doesn't make it a lot of sense. I'm the one handling onboarding, offboarding, performance; so it needs to be easy. There's no heavy lift with Tapcheck

As a department of one, if there's a heavy lift, it doesn't make it a lot of sense. I'm the one handling onboarding, offboarding, performance; so it needs to be easy. There's no heavy lift with Tapcheck

Shara Kreisl

Director of Human Resources and Payroll, Planet Fitness

Employer Testimonial

The connection between financial wellness and their overall wellbeing, sometimes it's as vital as

The connection between financial wellness and their overall wellbeing, sometimes it's as vital as: 'I don't have $50 to go to the urgent care, so I'm just going to let this infection get worse'. It would be detrimental for a lot of our communities if we didn't have this kind of benefit

The connection between financial wellness and their overall wellbeing, sometimes it's as vital as: 'I don't have $50 to go to the urgent care, so I'm just going to let this infection get worse'. It would be detrimental for a lot of our communities if we didn't have this kind of benefit

Amanda Wickert

VP of Engagement, Navion Senior Solutions

Employer Testimonial

You're either going to pay for something with your time or your money

You're either going to pay for something with your time or your money. Tapcheck is one of the very few companies that didn't cost me either.

You're either going to pay for something with your time or your money. Tapcheck is one of the very few companies that didn't cost me either.

Eli Collier

Franchise Owner, HomeWell Care Services

Employer Testimonial

Just go for it. It doesn't cost you anything

Just go for it. It doesn't cost you anything, and it makes a huge difference for employees living paycheck to paycheck. It's a great asset for any facility.

Just go for it. It doesn't cost you anything, and it makes a huge difference for employees living paycheck to paycheck. It's a great asset for any facility.

Aaron Shapiro

Payroll Director, Vertex Consulting Group

Employer Testimonial

Tapcheck has been the easiest implementation I've ever done

Tapcheck has been the easiest implementation I've ever done, and I've done quite a few of them. Honestly, it feels like I did next to nothing

Tapcheck has been the easiest implementation I've ever done, and I've done quite a few of them. Honestly, it feels like I did next to nothing

Holly Lasitis

Accounting & HR Management, M&J Management, a McDonald’s Franchise

Employer Testimonial

This benefit is hands-off, it helps the employee

This benefit is hands-off, it helps the employee, it's fully integrated, and it doesn't cost the company. It's a no-brainer.

This benefit is hands-off, it helps the employee, it's fully integrated, and it doesn't cost the company. It's a no-brainer.

Alan Barrington

Head of HR, Stonebriar Auto Services, a Jiffy Lube Franchise

Employer Testimonial

Nearly 100% increase in employee tenure

This benefit is hands-off, it helps the employee, it's fully integrated, and it doesn't cost the company. It's a no-brainer.

This benefit is hands-off, it helps the employee, it's fully integrated, and it doesn't cost the company. It's a no-brainer.

Alan Barrington

Head of HR, Stonebriar Auto Services, a Jiffy Lube Franchise

Employer Testimonial

Nearly 100% increase in employee tenure

This benefit is hands-off, it helps the employee, it's fully integrated, and it doesn't cost the company. It's a no-brainer.

This benefit is hands-off, it helps the employee, it's fully integrated, and it doesn't cost the company. It's a no-brainer.

Alan Barrington

Head of HR at Stonebriar Auto Services

Employer Testimonial

Getting financially fit with Tapcheck

As a department of one, if there's a heavy lift, it doesn't make sense for our organization. There's no heavy lift with Tapcheck.

As a department of one, if there's a heavy lift, it doesn't make sense for our organization. There's no heavy lift with Tapcheck.

Shara Kriesl

Director of HR and Payroll, Gym Management Services

Employer Testimonial

Easiest implementation, ever.

It has been the easiest implementation I've ever done, and I've done quite a few of them. Honestly, it felt like I did next to nothing.

It has been the easiest implementation I've ever done, and I've done quite a few of them. Honestly, it felt like I did next to nothing.

Holly Lasitis

Accounting & HR Manager, M&J Management

Employer Testimonial

"The platform was antiquated and a waste of our resources...

Payactiv was void of relevant financial content and generally not user-friendly. In over two years with Payactiv, our staff had transferred just under $800k. In the nine months since moving to Tapcheck our staff has accessed over $4MM and the feedback has been exceedingly positive.

Payactiv was void of relevant financial content and generally not user-friendly. In over two years with Payactiv, our staff had transferred just under $800k. In the nine months since moving to Tapcheck our staff has accessed over $4MM and the feedback has been exceedingly positive.

Soly A.

VP of People

Employer Testimonial

Huge Burden Lifted!

Integration is a breeze and there is very little for me to do on my end, but whenever I do have a question, the Tapcheck team is responsive and friendly.

Integration is a breeze and there is very little for me to do on my end, but whenever I do have a question, the Tapcheck team is responsive and friendly.

Renate S.

General Manager

Employer Testimonial

We switched over to Tapcheck and it exceeded our expectations...

With Payactiv, we were fielding several calls from our caregiving staff having issues accessing their money. From a management perspective, this was clogging our operations and frustrating because we couldn't efficiently connect them with Payactiv to resolve their issues

With Payactiv, we were fielding several calls from our caregiving staff having issues accessing their money. From a management perspective, this was clogging our operations and frustrating because we couldn't efficiently connect them with Payactiv to resolve their issues

Matthew O.

Community Liaison

Employer Testimonial

Best perk free to employers

Using Tapcheck is easy and just awesome — a life saver. Highly recommended to anyone who wants to get the paycheck early.

Using Tapcheck is easy and just awesome — a life saver. Highly recommended to anyone who wants to get the paycheck early.

Yuri B.

Employer Testimonial

It's a manual process of re-sending them emails every day...

Payactiv wasn't able to verify employee data regularly, even though we sent them a daily file. They were requiring us to send another daily email with every employee change. Errors were made on employee accounts, they didn't process our time files efficiently, and our employees became frustrated with the system.

Payactiv wasn't able to verify employee data regularly, even though we sent them a daily file. They were requiring us to send another daily email with every employee change. Errors were made on employee accounts, they didn't process our time files efficiently, and our employees became frustrated with the system.

Monica C.

Director of Accounting

Employer Testimonial

Easy to use service with friendly customer service

Excellent product with outstanding service. The team at Tapcheck made the process so simple. Integration was seamless and virtually hands-off for me.

Excellent product with outstanding service. The team at Tapcheck made the process so simple. Integration was seamless and virtually hands-off for me.

Jarrod P.

Owner

Employer Testimonial

Tapcheck is AWESOME

Great way to get your paycheck when you need it! Especially if you get paid every other week & bills come due before payday. Low fees, fast, reliable service.

Great way to get your paycheck when you need it! Especially if you get paid every other week & bills come due before payday. Low fees, fast, reliable service.

Sherri K.

Employer Testimonial

Tapcheck works and helps our workers

Tapcheck attracts applicants to us! This featured benefit also attracts applicants to choose our agency over others. We are happy to have this partnership!

Tapcheck attracts applicants to us! This featured benefit also attracts applicants to choose our agency over others. We are happy to have this partnership!

Kathy D.

HR Manager

Employer Testimonial

Supportive and helpful

I love every experience with Tapcheck, it's easy to use and understand. I can get money from my check in a pinch, and I save money in late fees by not having to wait till payday to pay a bill.

I love every experience with Tapcheck, it's easy to use and understand. I can get money from my check in a pinch, and I save money in late fees by not having to wait till payday to pay a bill.

Stacy

Employer Testimonial

Excellent product with outstanding service.

Tapcheck is a huge retention booster! Employees love using this to advance money for gas, groceries, etc. It has improved show up rates for shifts.

Tapcheck is a huge retention booster! Employees love using this to advance money for gas, groceries, etc. It has improved show up rates for shifts.

Tracie D.

Owner

Employer Testimonial

Great resource

What a great service. If you get paid every two weeks, but something comes up you have an unexpected bill. It's nice to know that Tapcheck is there for you.

What a great service. If you get paid every two weeks, but something comes up you have an unexpected bill. It's nice to know that Tapcheck is there for you.

Darcel R.

The leading on-demand pay provider

4.7/5

Trustpilot rating, highest in the industry

$1B+

in early wages funded

12K+

businesses served

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