Tapcheck vs. DailyPay
Directly compare Tapcheck and DailyPay. Selecting the right earned wage access platform can be overwhelming but we’ve made it easier. Here are some considerations when partnering with DailyPay:
- Payroll Redirect Method
Enrolled employees’ full wages must be redirected to a third-party DailyPay Account (DPA) before disbursement, on or off-cycle. - Stop Payments and ACH Reversals
If wages are mistakenly sent to an employee, any attempt by the employer to reverse or stop a mistaken deposit will fail. - Comparing Paystubs
Employees need to compare their paystub with the DailyPay app and contact their employer for any payroll discrepancies. - Potential Payout Delays
Employees have reported unexpected delays in accessing their earned wages, sometimes days, due to the intercept method.
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The Top Benefits of Choosing Tapcheck
Over DailyPay
How Tapcheck compares to DailyPay

Employees early access to their earnings before payday
Offered at no cost to business
Employers maintain full visibility and control over payroll through EWA deduction method
300+ integrations with payroll and timekeeping systems
App Store Rating
4.8/5
4.7/5
Sources:
https://adminsupport.dailypay.com/hc/en-us/articles/23856324283923-What-is-the-DailyPay-Account
https://get.dailypay.com/frequently-asked-questions/
https://help.dailypay.com/hc/en-us/articles/24113533938579-What-happens-on-payday-now-that-I-m-with-DailyPay
https://client.dailypay.com/hc/en-us/articles/360034170814-What-happens-if-we-inadvertently-send-funds-to-the-DailyPay-account-that-are-not-owed-to-the-employee
https://www.dailypay.com/integrationshttps://apps.apple.com/us/app/dailypay-on-demand-pay/id1399085077
https://apps.apple.com/us/app/tapcheck-on-demand-earnings/id1482944292
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Making it easy to be a great place to work
93% of employees say they felt better about their employer because they offered on-demand pay.
- Reduce employee turnover and stress
- Improve financial wellness across your workforce
- Boost bottom-line business performance

How Tapcheck works
1.
Connect Systems
Tapcheck connects with your existing payroll and timekeeping systems via our no-code integration.
2.
Calculate Earnings
As employees clock in and out, Tapcheck calculates their available balance, up to 70% of net earnings.
3.
Teams Access Their Pay
Employees see their available earnings in the Tapcheck app and can deposit them to their bank account or pay card.
4.
Run Payroll Like Normal
On payday, you run payroll as usual. Any transfers are reconciled and itemized on the employee's pay stub.
Built to benefit everyone
Why Employers Choose Tapcheck
- Better workforce performance: 50% lower turnover, 76% less absenteeism, and 89% higher productivity with on-demand pay
- Payroll flexibility: Send tips, bonuses, or final pay instantly with Tapcheck Disbursements
- Zero cost: No fees, no hidden charges—Tapcheck is always free for employers
- Competitive advantage: Get ahead by offering benefits employees and job seekers expect
- Easy to launch: 300+ integrations, no changes to payroll systems or processes
Why Employees Love Tapcheck
- Payday, anytime: Use earned wages anytime for gas, groceries, or bills, no more waiting for payday
- Free financial tools: Access to personalized tips and tools to help employees save and budget smarter
- Prizeout: Employees can get extra rewards when they transfer their balances to gift cards—$200 in cash can become $240 in gas
- Easy to use: A simple app for instant transfers, clearly itemized on the paystub for full visibility
- Lower stress: 70% of employees said on-demand pay lowered their financial stress
Hear From Our Customers
The leading on-demand pay provider
4.7/5
Trustpilot rating, highest in the industry

$1B+
in early wages funded

12K+
businesses served

Want to Learn More?
Sign up for a demo of Tapcheck to learn how it can revolutionize payday for your team.
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