Your Paycheck, When Needed Most
Life doesn’t wait for payday—you shouldn't either. Tapcheck gives you daily access to your next paycheck for any reason at any time. That means less stress from late bills or bank overdrafts and more control of your everyday expenses. Free to register. One flat fee to transfer. It's fast access to your next paycheck when needed most.
Get Paid in Minutes, Not Weeks
Tapcheck's not a bank or loan provider. So, what does that mean for you? No hidden fees. No interest rates. No overdraft charges—nothing to get between you and your hard-earned money. Access your next paycheck in 3 easy steps.
Register for Free
After your employer signs up with Tapcheck, download the app and complete registration in 3 minutes. There's zero costs until you transfer.
Work your Shift
When you clock your hours each day, your wages are available shortly after your employer reports them to us. This is typically $200 per day.
Get Paid Early
Transfer money for one flat ATM-like fee. Any money you request is automatically deducted from your next paycheck. It's that easy!
Your Pay—With No Strings Attached
78% of workers are living paycheck to paycheck while life's expenses are still happening on the daily. Bills, groceries, gas—they don't wait for payday. But credit card debt, payday loans, and bank fees make financial stress even worse. Access your pay early through Tapcheck with no strings attached:
- No account minimums, maintenance fees, overdraft fees, or account closing fees like you experience at a traditional bank
- No interest rates, annual fees, or late payment fees like you experience with credit cards
- No loan interest rates, loan terms, or returned payment fees like you experience with payday loans
- You only pay one flat ATM-like fee when you transfer through Tapcheck—that's it
More Than Same-Day Pay
With Tapcheck, you get way more than just early paycheck access. Check out these additional perks immediately available to you after you register.
Discounted Gift Cards
Your fee is waived entirely when you transfer money for discounted gift cards through Prizeout. Get up to 20% in extra gift card value from hundreds of brands like Walmart, Chevron, DoorDash, and Amazon.
Early Direct Deposit
Load your pay to the Tapcheck Mastercard and use it to make in-store purchases, online payments, and ATM withdrawals. Apply for the Tapcheck Mastercard and get your direct deposit up to two days early.
Free Financial Tools
Get free financial tools like blogs, videos, financial wellness checks, and more to help you save, budget and get out of debt, all fully personalized to your unique financial goals.
What Workers Say About Tapcheck
"I was tight for cash and payday was a week away. With Tapcheck, I was able to get my phone bill paid."
Danielle, Home Instead
"As a single mom, I have to pay all the bills. Tapcheck helped me when my family was in need. "
Michelle, Metro by T-Mobile
Kyle M.
"Reliable, consistent, and takes less than 2 hours to load funds from the same day you worked."
James S.
"When something comes up and I need a few dollars before payday, this app saves the day for me."
Id awfarm
"It's been a lifesaver more than once for us to be able to get funds on those off-weeks when we needed it."
Jewels_1231
"They have come to my rescue in more ways than one! It's highly convenient and they're always available to answer any questions you may have."
Send a message
Have a question? Need help getting setup? Contact our support team.
Mobile app
Download the mobile app for on-demand pay. Now on iOS and Android.
