2027 benefits planning
Get a head start on your top benefit for 2027!
Earned wage access is a no-cost, proven way to help employee retention and engagement. Get the ball rolling this fall so you can give your employees a financial head start in the new year.
Works with 350+ payroll and timekeeping systems, including ADP®, Workday®, Paylocity®, Paychex®, UKG®, and Dayforce®.
76%
of workers say it's important their employer offers earned wage access
Source: ADP
31%
average drop in turnover after employers adopt Tapcheck
$0
cost to employers. No setup or ongoing fees.
350+
payroll and timekeeping integrations
Why start now
Do the groundwork this fall to launch with the new year
Planning for a January rollout means the background work happens right now. But fret not: Tapcheck handles all the heavy lifting so you're ready to roll by the time your employees are back from the holidays.
January is a natural fresh start
New plan year, new paychecks, new goals. Employees are paying close attention to their money after the holidays. It's the right moment for a benefit that helps between paydays.
The heavy lifting is ours
Our implementation team handles the integration and testing in the background. Your team joins a few check-ins, not a months-long project.
Walk into 2027 with a win
Show leadership a benefit that supports retention, costs the company nothing, and employees actually use. That's an easy story to tell in your first meeting of the year.
What makes this your easiest implementation in 2027?
Most earned wage access setups are difficult because they fight with your payroll settings. Tapcheck is payroll-native: it works inside the payroll system you already run, so there's far less to build and nothing new to manage.
•
No new systems
Tapcheck connects directly to your existing payroll system and reconciles after every payroll run. Your employees can keep all direct deposit settings.
•
Payroll stays in control
Every Tapcheck transfer appears as a line item on the paystub. Direct deposits don't change. Your payroll team can see exactly where the money moved in every cycle.
•
Zero cost, less risk
Tapcheck costs your company nothing and never touches your cash flow. If a deduction can't be recovered, Tapcheck absorbs it, not you.
Your plan for a January rollout
Four steps, and we'll do the big stuff.
1
Research and fit
Confirm your payroll and timekeeping systems are supported. Get clear answers on cost, risk, and payroll impact to share with leadership.
2
Kickoff and integration
We connect Tapcheck to your payroll and timekeeping systems. Your payroll lead joins the kickoff and confirms a few settings.
3
Testing and sign-off
We check balances against real pay data and confirm deductions reconcile correctly. You approve the launch date.
4
Employee rollout
We provide launch emails and flyers for your team to share. Employees download the app and see their balance. Payroll runs exactly as before.
"Easiest implementation I've ever done."
Employer Testimonial
Tapcheck really assured me that they were going to be there when we needed it
Tapcheck really assured me that they were going to be there when we needed it. We've had nightmare situations before, but Tapcheck was right there with us.
Tapcheck really assured me that they were going to be there when we needed it. We've had nightmare situations before, but Tapcheck was right there with us.
Employer Testimonial
Tapcheck is one of the easiest, most user-friendly platforms in payroll processing
Tapcheck is one of the easiest, most user-friendly platforms in payroll processing that I use in my expertise of work.
Tapcheck is one of the easiest, most user-friendly platforms in payroll processing that I use in my expertise of work.
Employer Testimonial
Tapcheck has helped us with retention
Tapcheck has helped us with retention. Our employees are calling out of work less because they can get the funds they need before payday to take care of whatever it is they need.
Tapcheck has helped us with retention. Our employees are calling out of work less because they can get the funds they need before payday to take care of whatever it is they need.
Employer Testimonial
As a department of one
As a department of one, if there's a heavy lift, it doesn't make it a lot of sense. I'm the one handling onboarding, offboarding, performance; so it needs to be easy. There's no heavy lift with Tapcheck
As a department of one, if there's a heavy lift, it doesn't make it a lot of sense. I'm the one handling onboarding, offboarding, performance; so it needs to be easy. There's no heavy lift with Tapcheck
Employer Testimonial
The connection between financial wellness and their overall wellbeing, sometimes it's as vital as
The connection between financial wellness and their overall wellbeing, sometimes it's as vital as: 'I don't have $50 to go to the urgent care, so I'm just going to let this infection get worse'. It would be detrimental for a lot of our communities if we didn't have this kind of benefit
The connection between financial wellness and their overall wellbeing, sometimes it's as vital as: 'I don't have $50 to go to the urgent care, so I'm just going to let this infection get worse'. It would be detrimental for a lot of our communities if we didn't have this kind of benefit
Employer Testimonial
You're either going to pay for something with your time or your money
You're either going to pay for something with your time or your money. Tapcheck is one of the very few companies that didn't cost me either.
You're either going to pay for something with your time or your money. Tapcheck is one of the very few companies that didn't cost me either.
Employer Testimonial
Just go for it. It doesn't cost you anything
Just go for it. It doesn't cost you anything, and it makes a huge difference for employees living paycheck to paycheck. It's a great asset for any facility.
Just go for it. It doesn't cost you anything, and it makes a huge difference for employees living paycheck to paycheck. It's a great asset for any facility.
Employer Testimonial
Tapcheck has been the easiest implementation I've ever done
Tapcheck has been the easiest implementation I've ever done, and I've done quite a few of them. Honestly, it feels like I did next to nothing
Tapcheck has been the easiest implementation I've ever done, and I've done quite a few of them. Honestly, it feels like I did next to nothing
Employer Testimonial
This benefit is hands-off, it helps the employee
This benefit is hands-off, it helps the employee, it's fully integrated, and it doesn't cost the company. It's a no-brainer.
This benefit is hands-off, it helps the employee, it's fully integrated, and it doesn't cost the company. It's a no-brainer.
Employer Testimonial
Nearly 100% increase in employee tenure
This benefit is hands-off, it helps the employee, it's fully integrated, and it doesn't cost the company. It's a no-brainer.
This benefit is hands-off, it helps the employee, it's fully integrated, and it doesn't cost the company. It's a no-brainer.
Employer Testimonial
Nearly 100% increase in employee tenure
This benefit is hands-off, it helps the employee, it's fully integrated, and it doesn't cost the company. It's a no-brainer.
This benefit is hands-off, it helps the employee, it's fully integrated, and it doesn't cost the company. It's a no-brainer.
Employer Testimonial
Getting financially fit with Tapcheck
As a department of one, if there's a heavy lift, it doesn't make sense for our organization. There's no heavy lift with Tapcheck.
As a department of one, if there's a heavy lift, it doesn't make sense for our organization. There's no heavy lift with Tapcheck.
Employer Testimonial
Easiest implementation, ever.
It has been the easiest implementation I've ever done, and I've done quite a few of them. Honestly, it felt like I did next to nothing.
It has been the easiest implementation I've ever done, and I've done quite a few of them. Honestly, it felt like I did next to nothing.
Employer Testimonial
Huge Burden Lifted!
Integration is a breeze and there is very little for me to do on my end, but whenever I do have a question, the Tapcheck team is responsive and friendly.
Integration is a breeze and there is very little for me to do on my end, but whenever I do have a question, the Tapcheck team is responsive and friendly.
Employer Testimonial
Best perk free to employers
Using Tapcheck is easy and just awesome — a life saver. Highly recommended to anyone who wants to get the paycheck early.
Using Tapcheck is easy and just awesome — a life saver. Highly recommended to anyone who wants to get the paycheck early.
Employer Testimonial
Easy to use service with friendly customer service
Excellent product with outstanding service. The team at Tapcheck made the process so simple. Integration was seamless and virtually hands-off for me.
Excellent product with outstanding service. The team at Tapcheck made the process so simple. Integration was seamless and virtually hands-off for me.
Employer Testimonial
Tapcheck is AWESOME
Great way to get your paycheck when you need it! Especially if you get paid every other week & bills come due before payday. Low fees, fast, reliable service.
Great way to get your paycheck when you need it! Especially if you get paid every other week & bills come due before payday. Low fees, fast, reliable service.
Employer Testimonial
Tapcheck works and helps our workers
Tapcheck attracts applicants to us! This featured benefit also attracts applicants to choose our agency over others. We are happy to have this partnership!
Tapcheck attracts applicants to us! This featured benefit also attracts applicants to choose our agency over others. We are happy to have this partnership!
Employer Testimonial
Supportive and helpful
I love every experience with Tapcheck, it's easy to use and understand. I can get money from my check in a pinch, and I save money in late fees by not having to wait till payday to pay a bill.
I love every experience with Tapcheck, it's easy to use and understand. I can get money from my check in a pinch, and I save money in late fees by not having to wait till payday to pay a bill.
Employer Testimonial
Excellent product with outstanding service.
Tapcheck is a huge retention booster! Employees love using this to advance money for gas, groceries, etc. It has improved show up rates for shifts.
Tapcheck is a huge retention booster! Employees love using this to advance money for gas, groceries, etc. It has improved show up rates for shifts.
Employer Testimonial
Great resource
What a great service. If you get paid every two weeks, but something comes up you have an unexpected bill. It's nice to know that Tapcheck is there for you.
What a great service. If you get paid every two weeks, but something comes up you have an unexpected bill. It's nice to know that Tapcheck is there for you.
Questions you'll get asked
Before you bring it to payroll and leadership.
For most employers, yes. Your timeline depends on your payroll and timekeeping systems, which is why the first step is a compatibility check. We'll give you a specific timeline once we know your setup.
No. Tapcheck isn't an elected benefit, so employees don't sign up during an enrollment window. You can finish enrollment as planned and introduce Tapcheck when it launches.
Very little. Your payroll lead joins a kickoff call and a few check-ins. Our implementation team handles the integration, testing, and launch materials.
Nothing. There's no setup fee and no ongoing cost to employers. Tapcheck doesn't touch your cash flow, and Tapcheck absorbs any deduction that can't be recovered.
Some earned wage access models route paychecks through a third-party account or ask employees to open a new bank account. Tapcheck leaves direct deposits exactly where they are and shows every transfer on the paystub. Ask your provider how their model handles both.
Start here
See if Tapcheck works with your payroll.
Pick your payroll provider and we'll confirm the integration, then talk through a plan for a January rollout.
Get my January plan
Get my January plan
No cost to employers. No commitment to check.