Frequently-Asked Questions: Tapcheck Mastercard
Why should employees apply for the Tapcheck Mastercard?
Employees can get their earnings faster with the Tapcheck Mastercard. With no bank account required, employees can get their paycheck up to 2 days early.
What are the benefits of the Tapcheck Mastercard?
- There’s no monthly fee
- Cards can be used for direct deposit
- Cards can be used like any traditional bank account
- Up to 2 day early paychecks
- Free ATMs via Moneypass
- Cards can be loaded with Cash via Mastercard’s rePower network
- Cards work with virtual wallets
- Cards can be used and loaded by employees and other employers
What are the fees for the Tapcheck Mastercard?
There are no monthly fees and no overdraft fees for the Tapcheck Mastercard.
What information is needed to apply for the Tapcheck Mastercard?
Employees must be at least 18 years old, have an SSN, and have an address.
Where is the Tapcheck Mastercard accepted?
The Tapcheck Mastercard is accepted globally at all ATMs and merchants that accept Debit Mastercard.
What happens when an employee leaves the company?
The Tapcheck Mastercard can be transferred to their next employer.
Does the Tapcheck Mastercard work with virtual wallets?
Yes, the Tapcheck Mastercard can be added to Apple Wallet and Google Wallet.
Where can employees manage the Tapcheck Mastercard?
The card is fully managed within the Tapcheck app.
Is the Tapcheck Mastercard virtual or physical?
Both! The card is both virtually issued (usable instantly) and a physical card is placed in the mail at the time of issuance (shipping time typically 5-7 business days).
How is the Tapcheck Mastercard used for direct deposit?
The program includes account/routing number in addition to card numbers, so users can ACH transfer onto the card as well as push to debit.
Are there fees for using the card at ATMs?
Users can skip the fees with in-network ATMs with MoneyPass.