Tapcheck Express: Earned Wage Access—Built for Workforce Platforms

Designed for payroll, HR, and time and attendance providers, Tapcheck Express unlocks on-demand pay and financial wellness for your clients—instantly. Stand out with a modern benefit that offers flip-the-switch simplicity—no disruption, just instant value.

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Modern Employers Want More from Providers —Elevate Your Offering with Tapcheck

Today’s workforce expects faster access to their pay—especially hourly employees juggling bills, emergencies, and everyday expenses.
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To stay competitive, employers are under pressure to attract talent, reduce turnover, and support financial wellness, all without increasing overhead.
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Earned Wage Access (EWA) is one of the fastest-growing benefits addressing these needs. And your clients are either already asking for it, or they soon will be. Here’s why employers are turning to EWA:

Attract and Retain Talent

Two in three workers say they’d choose an employer that offers on-demand pay over one that doesn’t. “Work today, get paid today” is more than a perk. It’s a competitive edge in hiring.

Reduce Turnover and Absenteeism

Financial stress leads to missed shifts and higher churn. EWA helps employees stay on financial track, resulting in better attendance, longer tenure, and lower replacement costs.

High Impact, Low Effort

EWA is one of the few benefits that delivers ROI from day one, delivering meaningful value to employees without adding cost or complexity for employers.

That's Where Tapcheck Express Comes In

Tapcheck Express is a simple, scalable way to embed earned wage access directly into your platform—with zero disruption, operational overhead, or technical lift on your side.

Deploy it automatically across your entire base for maximum reach or roll it out selectively for added flexibility.

Zero Technical Lift: No IT support or engineering work required. Tapcheck handles setup, integration, and ongoing support—so you don’t have to.
Flexible by Design: Choose the integration model that fits your platform—connect payroll, time and attendance, or both, depending on your needs.
Proven to Scale: Trusted by leading employers and workforce platforms nationwide. Tapcheck’s enterprise-grade solution is fully compliant, reliable, and built to grow with you.
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How it Works Book a Demo

Lead the Next Generation of Payroll

Payroll has looked the same for decades—but your clients’ needs have changed. Financial wellness, flexibility, and faster pay access are quickly becoming the new standard.

With Tapcheck Express, you can meet that demand without overhauling your platform, investing in new tech, or straining internal teams.

It’s the easiest way to modernize your offering—without disrupting what you’ve already built.

Now’s the time to evolve, differentiate, and deliver more value. Your clients—and their employees—are ready.

Explore what Tapcheck Express can unlock for your clients and their employees.

100% Online, Fully Automated:

Tapcheck integrates directly with your platform, giving employees the ability to access their earnings online or the Tapcheck mobile app.

Seemless Employee Experience:

Employees can access their wages, view pay summaries, and receive financial education—all in one easy-to-use app.

No Change to Payroll Process:

Your clients don’t have to adjust their existing payroll cycles or processes. Tapcheck works alongside them without disruption.

Built-In Financial Education:

Included at no cost, employees gain access to personalized financial wellness content and tools to improve long-term stability.

No Cost for Businesses:

Tapcheck is 100% free for businesses. Offer your clients increased financial flexibility for their teams with no cost to the bottom line.

Secure, Compliant, Scalable:

Designed to meet the highest standards of data security and regulatory compliance—trusted by platforms serving millions of businesses.

What Workers Say About Tapcheck

"I was tight for cash and payday was a week away. With Tapcheck, I was able to get my phone bill paid."

Danielle, Home Instead

"As a single mom, I have to pay all the bills. Tapcheck helped me when my family was in need. "

Michelle, Metro by T-Mobile

Kyle M.

"Reliable, consistent, and takes less than 2 hours to load funds from the same day you worked."

James S.

"When something comes up and I need a few dollars before payday, this app saves the day for me."

Id awfarm

"It's been a lifesaver more than once for us to be able to get funds on those off-weeks when we needed it."

Jewels_1231

"They have come to my rescue in more ways than one! It's highly convenient and they're always available to answer any questions you may have."