Your paycheck, when needed most
Life doesn’t always wait for payday--and now, with Tapcheck Express, you don’t have to either. Whether it’s an unexpected bill or everyday expense, you can access your earned wages whenever you need them.
No more waiting. No more overdraft fees. Just a simple, secure, way to get your money on your schedule. It’s free to sign up, with one flat fee per transfer. Take control of your finances, because you’ve earned it.
Get Paid in Minutes, Not Weeks
Tapcheck's not a bank or loan provider. So, what does that mean for you? No hidden fees. No interest rates. No overdraft charges—nothing to get between you and your hard-earned money. Access your next paycheck in 3 easy steps.
Register for Free
Start by downloading the Tapcheck app and complete registration in just 3 minutes. There’s zero costs until you transfer.
Check Your Balance
Through our smart balance calculation, you'll have funds waiting in Tapcheck on day one. This is typically up to $100 per day.
Get Paid Early
Transfer money for one flat ATM-like fee. Any money you request is automatically deducted from your next paycheck. It's that easy!
Your Pay—With No Strings Attached
78% of workers are living paycheck to paycheck while life's expenses are still happening on the daily. Bills, groceries, gas—they don't wait for payday.
Credit card debt, payday loans, and bank fees make financial stress even worse. Access your pay early through Tapcheck with no strings attached:
- No account minimums, maintenance fees, overdraft fees, or account closing fees like you experience at a traditional bank
- No interest rates, annual fees, or late payment fees like you experience with credit cards
- No loan interest rates, loan terms, or returned payment fees like you experience with payday loans
- You only pay one flat ATM-like fee when you transfer through Tapcheck. That's it
More Than Same-Day Pay
With Tapcheck, you get way more than just early paycheck access. Check out these additional perks immediately available to you after you register.
Free Transfer Credits
Refer your coworkers to Tapcheck, and when they successfully register, your next transfer is on us.
Early Direct Deposit
Load your pay to the Tapcheck Mastercard and use it to make in-store purchases, online payments, and ATM withdrawals. Apply for the Tapcheck Mastercard and get your direct deposit up to two days early.
Free Financial Tools
Get free financial tools like blogs, videos, financial wellness checks, and more to help you save, budget and get out of debt, all fully personalized to your unique financial goals.
What Workers Say About Tapcheck
"I was tight for cash and payday was a week away. With Tapcheck, I was able to get my phone bill paid."
Danielle, Home Instead
"As a single mom, I have to pay all the bills. Tapcheck helped me when my family was in need. "
Michelle, Metro by T-Mobile
Kyle M.
"Reliable, consistent, and takes less than 2 hours to load funds from the same day you worked."
James S.
"When something comes up and I need a few dollars before payday, this app saves the day for me."
Id awfarm
"It's been a lifesaver more than once for us to be able to get funds on those off-weeks when we needed it."
Jewels_1231
"They have come to my rescue in more ways than one! It's highly convenient and they're always available to answer any questions you may have."
Send a message
Have a question? Need help getting setup? Contact our support team.
Mobile app
Download the mobile app for on-demand pay. Now on iOS and Android.
