Support your team with same day pay

Today’s workforce values flexibility, especially when it comes to how and when they get paid. With Tapcheck Express, your employees can access their earned wages instantly. No waiting for payday. No need to request advances. And the best part? It’s completely free to your business.

4.8

19.9K reviews

4.7

12.1K reviews

Simple. Smart. Seamlessly Integrated

Give your employees access to their earned wages—instantly and at no cost to your business. Tapcheck Express is designed to be as seamless for your team as it is valuable for your workforce.

Automatic Tracking of Earned Wages

Tapcheck’s algorithm analyzes your payroll data to generate an available balance for each pay period. If the pay changes, available balances update automatically—no manual work required.

Uninterrupted Payroll

Your existing payroll process doesn’t change. You’ll see a new deduction for employees who accessed their wages early, reflecting their total Tapcheck transactions for the pay period.

Automatic Reimbursement

At the end of each pay period, your payroll provider automatically remits the total ‘Tapcheck’ deductions—reimbursing all early wage transactions without any added steps for your payroll or admin teams.

Freedom Over Finances Starts Here

With Tapcheck Express, you’re giving your workforce more than early access to their earnings—you’re giving them peace of mind.

Whether it’s covering an unexpected bill, avoiding overdraft fees, or simply making it to payday with less stress, employees gain the flexibility they need to navigate life’s ups and downs without turning to high-interest loans or asking for pay advances.

Reduce financial stress: give employees on-demand access to wages they've already earned—no waiting, no worry.
Support smarter decisions: help your team avoid payday loans, late fees, and overdrafts with access to funds when they need them.
Boost retention & morale: Employees who feel financially supported are more likely to stay longer and show up stronger.

How it Works Register for Free

Instant On-Demand Pay for Your Employees

Earned wage access should be beneficial for employers, as well as employees. We’ve built Tapcheck to integrate seamlessly with your payroll provider, so you can offer an impactful financial wellness benefit at no cost to your business and with zero changes to your payroll process.

No cost for businesses

Tapcheck is 100% free for businesses. Offer your employees increased financial flexibility with no cost to the bottom line.

Low fees for employees

Employees only pay a small fee per transaction, the same as ATM fees, and can avoid paying interest rates that start a debt spiral like traditional payday lenders.

On-demand pay

Employees can access their earnings before payday. Simply log into the app and transfer the amount you need.

100% online

Tapcheck integrates directly with your payroll provider, giving employees the ability to access their earnings online or the Tapcheck mobile app.

Instant Transfers 24/7

Employees can transfer wages they’ve already earned whenever they need them and receive their requested funds within minutes.

No credit checks

Employees don’t have to worry about getting approved for accessing their earnings with Tapcheck. Transfers are based on the money they’ve already earned.

What Workers Say About Tapcheck

"I was tight for cash and payday was a week away. With Tapcheck, I was able to get my phone bill paid."

Danielle, Home Instead

"As a single mom, I have to pay all the bills. Tapcheck helped me when my family was in need. "

Michelle, Metro by T-Mobile

Kyle M.

"Reliable, consistent, and takes less than 2 hours to load funds from the same day you worked."

James S.

"When something comes up and I need a few dollars before payday, this app saves the day for me."

Id awfarm

"It's been a lifesaver more than once for us to be able to get funds on those off-weeks when we needed it."

Jewels_1231

"They have come to my rescue in more ways than one! It's highly convenient and they're always available to answer any questions you may have."