Early pay for your crew. Nothing new for payroll to do.
Tapcheck lets your team access wages they've already earned, with precise net pay calculations that reflect taxes and deductions before every transfer. No cost to you. Nothing changes about the way you run payroll.
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TRUSTED BY MORE THAN 5,000 FAST-FOOD OPERATORS AND FRANCHISEES
A big benefit for your crewmembers without the “big benefit” headache.
Accurate and fast for all
Balances are based on actual net wages that includes taxes and withholdings. Employees won't over-advance and payroll won't have to correct mistakes.
Payroll stays the same
Whatever your payroll setup, keep it. Tapcheck integrates to over 300+ payroll and time-keeping providers, meaning you won't need a new system to offer this benefit.
Transparency for employees
Transfers are itemized directly on the paystub so there's never any confusion about why a check is lighter than expected. No more calls to the payroll team.
In QSR, the real labor challenge isn’t finding workers: it’s keeping them.
Restaurants replace entire crews every year. Helping employees access the pay they've already earned can reduce financial stress and give them another reason to stay.
120%+
Average annual turnover in quick service
Every store replaces its entire crew over the course of a single year. Even expected attrition can be difficult to keep up with.
46%
of QSR staff members quit within 90 days
They're also 5x more likely to quit over a payday snafu or miscommunication than crew members who make it past the 90-day mark.
Source: Restaurant Dive
76%
of workers say instant pay options help them control their finances
More than half of Americans live paycheck to paycheck. When restaurants offer flexible pay options, they're helping address a major cause of turnover and stress.
What operators say after launch
Employer Testimonial
Best perk free to employers
Using Tapcheck is easy and just awesome — a life saver. Highly recommended to anyone who wants to get the paycheck early.
Using Tapcheck is easy and just awesome — a life saver. Highly recommended to anyone who wants to get the paycheck early.
Employer Testimonial
Easy to use service with friendly customer service
Excellent product with outstanding service. The team at Tapcheck made the process so simple. Integration was seamless and virtually hands-off for me.
Excellent product with outstanding service. The team at Tapcheck made the process so simple. Integration was seamless and virtually hands-off for me.
Employer Testimonial
Tapcheck is AWESOME
Great way to get your paycheck when you need it! Especially if you get paid every other week & bills come due before payday. Low fees, fast, reliable service.
Great way to get your paycheck when you need it! Especially if you get paid every other week & bills come due before payday. Low fees, fast, reliable service.
Employer Testimonial
Tapcheck works and helps our workers
Tapcheck attracts applicants to us! This featured benefit also attracts applicants to choose our agency over others. We are happy to have this partnership!
Tapcheck attracts applicants to us! This featured benefit also attracts applicants to choose our agency over others. We are happy to have this partnership!
Employer Testimonial
Supportive and helpful
I love every experience with Tapcheck, it's easy to use and understand. I can get money from my check in a pinch, and I save money in late fees by not having to wait till payday to pay a bill.
I love every experience with Tapcheck, it's easy to use and understand. I can get money from my check in a pinch, and I save money in late fees by not having to wait till payday to pay a bill.
Resources for QSR Leaders
Webinar: McDonald's
A 1,000-employee franchise needed an edge in hiring and benefits. Catch the recording to hear their strategy.
Case Study: Burger King
Learn how a beloved franchise cut turnover and boosted engagement using on-demand pay powered by Tapcheck.
Every EWA vendor can help turnover. The difference is what happens to payroll.
Many providers estimate what an employee has earned, then send you a file to reconcile. Others take full control of your payroll system and leave you in the dark.
Tapcheck is payroll-native: we read real hours, calculate real net pay, and post back to your system automatically. Your payroll manager keeps the same process, same reports, same control.
Questions from franchise leaders
Answers to common questions from Payroll, HR, and the C-Suite
QSR sees 150% average annual turnover, with 54% of workers quitting within 90 days. Some of that is attributable to financial pressure between paychecks rather than job dissatisfaction. Tapcheck gives your crew access to wages they've already earned before payday, which addresses that pressure directly. Employers report an average 31% drop in turnover after adopting Tapcheck.
Nothing. Tapcheck is offered at no cost to the employer, with no fees added to your labor cost per location. Employees pay a single fee only when they choose to transfer funds, and that fee is transparent with no surprises.
Yes. Tapcheck is built to scale across multi-location operators without adding headcount or standardizing every location onto the same system first. It integrates with the systems franchisees already run, so you get retention gains without an administrative bill.
Rollout is quick and doesn't require a dedicated benefits team to manage. It also helps on the hiring side: QSR candidates often decide upon offers very quickly, and being able to offer "clock out, cash out" benefits to potential is an easy, one-sentence hook to close on.
Our data says yes! 70% of employees who use Tapcheck say it eases their financial stress, and 95% of employers report that Tapcheck enhances pay flexibility for their team. Given that a large share of QSR's hourly workforce is living paycheck to paycheck, on-demand pay can be a meaningful resource to your staff.
No. Tapcheck integrates with your existing payroll and timekeeping systems, so your payroll team keeps full control and there are no changes to how payroll runs. Every transfer shows up as an itemized line on the employee's paystub, giving payroll a clear, auditable record.
