Early pay for your caregivers. No extra work for payroll.
Tapcheck lets your team access wages they've already earned, with precise net pay calculations that reflect taxes and deductions before every transfer. No cost to you. Nothing changes about the way you run payroll.
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TRUSTED BY MORE THAN 5,000 HEALTHCARE OPERATORS AND FRANCHISEES
A big benefit for your crewmembers without the “big benefit” headache.
Accurate and fast for all
Balances are based on actual net wages that includes taxes and withholdings. Employees won’t over-advance and payroll won’t have to correct mistakes.
Payroll stays the same
Whatever your payroll setup, keep it. Tapcheck integrates to over 300+ payroll and time-keeping providers, meaning you won’t need a new system to offer this benefit.
Transparency for employees
Transfers are itemized directly on the paystub so there’s never any confusion about why a check is lighter than expected. No more calls to the payroll team.
In senior care, the challenge of caregiver turnover remains each year.
Restaurants replace entire crews every year. Helping employees access the pay they've already earned can reduce financial stress and give them another reason to stay.
40%
of new hires in senior care don't make it 100 days
Almost half of all hires in this industry are gone within three months. Chasing your staffing levels is a quarterly challenge.
Activated Insights, August 2026
80%
annual turnover in home health care
Home health care has some of the highest turnover in the industry. Only a third of new hires make it to the 90-day mark.
HCAOA, 2024
76%
of workers say instant pay options help them control their finances
More than half of home health caregivers receive some sort of public assistance. When employers offer flexible pay options, they’re helping their staff address the financial strain they experience every day.
Tapcheck State of Financial Wellness 2026
What operators say after launch
Employer Testimonial
Best perk free to employers
Using Tapcheck is easy and just awesome — a life saver. Highly recommended to anyone who wants to get the paycheck early.
Using Tapcheck is easy and just awesome — a life saver. Highly recommended to anyone who wants to get the paycheck early.
Employer Testimonial
Easy to use service with friendly customer service
Excellent product with outstanding service. The team at Tapcheck made the process so simple. Integration was seamless and virtually hands-off for me.
Excellent product with outstanding service. The team at Tapcheck made the process so simple. Integration was seamless and virtually hands-off for me.
Employer Testimonial
Tapcheck is AWESOME
Great way to get your paycheck when you need it! Especially if you get paid every other week & bills come due before payday. Low fees, fast, reliable service.
Great way to get your paycheck when you need it! Especially if you get paid every other week & bills come due before payday. Low fees, fast, reliable service.
Employer Testimonial
Tapcheck works and helps our workers
Tapcheck attracts applicants to us! This featured benefit also attracts applicants to choose our agency over others. We are happy to have this partnership!
Tapcheck attracts applicants to us! This featured benefit also attracts applicants to choose our agency over others. We are happy to have this partnership!
Employer Testimonial
Supportive and helpful
I love every experience with Tapcheck, it's easy to use and understand. I can get money from my check in a pinch, and I save money in late fees by not having to wait till payday to pay a bill.
I love every experience with Tapcheck, it's easy to use and understand. I can get money from my check in a pinch, and I save money in late fees by not having to wait till payday to pay a bill.
Resources for Healthcare Leaders
Webinar: Sweetware Care
A 2,600-employee care agency wanted to help their caregivers with financial stability. Catch the recording to hear the reactions.
Case Study: Revecore
Learn how a healthcare billing company fostered financial literacy and reduced stress through on-demand pay powered by Tapcheck.
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Every EWA vendor can help turnover. The difference is what happens to payroll.
Many providers estimate what an employee has earned, then send you a file to reconcile. Others take full control of your payroll system and leave you in the dark.
Tapcheck is payroll-native: we read real hours, calculate real net pay, and post back to your system automatically. Your payroll manager keeps the same process, same reports, same control.
Questions from Healthcare Leaders
Answers to common questions from Payroll, HR, and the C-Suite
Financial stress and mental health are closely linked. Research summarized by PwC and reported by PSHRA found financial stress negatively affects employees' mental health, sleep, and self-esteem, and a U.S. survey reported by Bankrate found people carrying debt are three times as likely to report depression, anxiety, and stress tied to their finances.
Yes. PwC's 2026 Employee Financial Wellness Survey found that financially stressed employees are roughly five times more likely to be distracted at work and often spend three or more hours a week during business hours managing personal financial matters.
Our data says yes! 70% of employees who use Tapcheck say it eases their financial stress, and 95% of employers report that Tapcheck enhances pay flexibility for their team. Given that a large share of QSR's hourly workforce is living paycheck to paycheck, on-demand pay can be a meaningful resource to your staff.
No. Tapcheck assumes the financial risk associated with wage advances, not the employer. Your company's cash flow and payroll funding remain untouched.
Tapcheck is transparent about pricing for both employers and employees. Employers pay nothing, and employee fees are shown clearly before every transfer, with no monthly fees, interest, or surprise charges.
Yes. Tapcheck is built to scale across multi-location operators without adding headcount or standardizing every location onto the same system first. It integrates with the systems franchisees already run, so you get retention gains without an administrative bill.
Nothing. Tapcheck funds every advance, and On-Demand Pay powered by Tapcheck is free for your business either way.
